Do you see the egg on my face?  And where’s that crow I’m going to have to eat? There are days when I just think that I shouldn’t bother getting excited about something. It always seems to either be too good to be true or falls apart.  Maybe not everything, but it feels that way tonight.  *sigh*

Mom (who doesn’t work on Mondays) was doing some research and listening to the news.  I had told her about my plan for paying off my debts and she had been doubtful.  Isn’t there a clause somewhere that says the truth of the cliche “mother’s always right” runs out?  I was not happy, but I had been relieved.  I was doing something about my debt and was on my way out of debt in the next 33 months.  *sigh*  I should have known it was too good to be true.

Mom watched the news and saw a report on debt and the ways out there to settle it.  She had me watch the six o’clock news to see if they would re-run the report that they had run during the five o’clock  news (they did not) but I did check their web page and found this.  The news station is KDKA channel 2 in Pittsburgh, PA, related to the first broadcast radio station KDKA 1020.  That was disheartening, but it got worse when I went over to ConsumerReport.org.  This article was the most helpful to me.

This quote made me think (once I had read it and not heard just heard it from Mom):

“It’s possible to negotiate down the debt that you owe to a fraction of what it was before. In fact, bank officials that we talked to said they don’t give any better deals to the debt companies than they do to individuals that call them up personally,” said Tiernan.

Grant it I was very upset when Mom called and told me this. I don’t like to be wrong and once I have a plan settled on in my mind, I really like to stick with it. I’m not very fond of change.  Crying, yelling, swearing – it wasn’t pretty.  I was in my car and alone.  That’s probably the only good thing about it. lol  I’ve been in a pretty poor mood all evening, truth be told, and I’m hoping blogging it out will help.

So what am I going to do now?  I’m going to call the credit card companies.  To be honest, I’m really scared about it.  I don’t like confrontation at all and even more so when I’m feeling desperate.  I’m not sure how much they are going to be willing to help me, but I am going to give it a shot before I take my next step.  I’ll start with Bank of America and go on from there.  I may have to do them one at a time.  I don’t know.  I don’t know how much I can afford to pay.  I should figure that though, shouldn’t I?

The moral of the story? Never go against your mother.  She almost always ends up being right.

Hi everyone!  I’m here to welcome my newest reader, Barbara of Barbara’s 365.  Barbara found me as a link in the comments of one of her friends.  She is a good photographer and participating in Project 365.   Check out her blog to discover her friends, family, and quirky things going on in her photo stories.

Are you a new reader to Aribitrary Elucidation?  Comment and let me know – you could get your own shout out!  Have a great day!

They finally gave him a load through PA.  Woot!  He should be at Wal-Mart around 8 pm if all goes according to plan.  I’ll be very glad to see him and I’m pretty darn excited.  I’m trying not to get my hopes up since I know it can all still go kaput, but its hard not to.  I remembered to turn on the air purifiers (go me!) so he can breathe when he gets here.  I have to remember to give him his medical card and hope he remembers his iPod so he can load up on the new books and music we have.  And I’ll get the trash taken out!  Woot!

I’m feeling sick.  I was getting sick yesterday and I still feel bad today. I got some cold stuff yesterday so hopefullyI won’t feel too bad while I’m at work. I do hope the day goes quickly.   The apartment is not clean, but Tom told me that because I’m sick I shouldn’t worry about it.  So I’m not going to.  Isn’t he wonderful?  I won’t get to talk to him today (:(), but seeing him will make up for it.  Since I don’t have to work tomorrow I can stay up as late as he does.  Yippee!!!

Well, it’s early morning and I have to keep going.  Have a great day everyone!